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Samit Ghosh
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Samit Ghosh

samit-goshCEO MD – Ujjivan Financial Services Limited

Samit Ghosh serves as Chief Executive Officer and Managing Director of Ujjivan Financial Services Private Limited. Ghosh served as Chief Executive Officer of Bangalore and Managing Director of Bangalore of Ujjivan Financial Services Private Limited. Ghosh is a Pioneered consumer banking in India with Ravindra Bahl & Jaitirth Rao at Citibank in 1985. He subsequently led the launch of retail banking for Standard Chartered in the Middle East and South Asia and for HDFC Bank in India. He served as Chief Executive, India of Bank Muscat. He has had international banking experience for over thirty years now. He has been Full Time Director of Ujjivan Financial Services Private Limited since August 31, 2005. Mr. Ghosh is Alumnus of Jadavpur University and Wharton School.

In the three decades he worked for CitiGroup and Bank Muscat, Samit Ghosh picked up every nuance of the banking business. That experience along with his family background (of being born in a middle-class family where he saw his parents’ fortune change with the 1985 revolution in the financial services industry) made Ghosh want to move to his next professional challenge, of making financial services available to the working poor by providing them loans. And he founded Ujjivan Financial Services, a microfinance venture, in 2005, and in the past seven years, it has disbursed more than $580 million among a million customers. Interestingly, Ujjivan has also won the Great Place to Work award three times. Ghosh’s secrets to making that happen are simple don’t work after office hours and ask employees to go home on time.

Key attributes:

1. Samit Ghosh serves as Chief Executive Officer and Managing Director of Ujjivan Financial Services Private Limited.

2. Ghosh want to making financial services available to the working poor by providing them loans.

3. Ghosh is a Pioneered consumer banking in India with Ravindra Bahl & Jaitirth Rao at Citibank in 1985.

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